We ae only a few days into the new year and already many people are feeling the pain, guilt and the resentment of their overspending during the Christmas season. The season has never been the problem, Chrsitmas is always in December every year, how we prepare for it is waht makes or breaks us and [...]
Freedom From Debt Requires Strong Leadership
October 10, 2011 By Leave a Comment
Last week i highlighted how British government ministers are finally beginning to advice the UK populace to deal with their debt but nothing will happen unless families and individual take up the ‘fight’. According to CreditAction UK the average household debt in the UK is ~ £8,042 (excluding mortgages). This figure increases to £15,466 if [...]
How is the high the cost of living affecting you?
July 12, 2011 By Leave a Comment
Despite their reputations for high prices, neither London nor New York city is the most expensive city in the world. Shocking!! The title went to Luanda in Angola as officially the world’s most expensive to live in, followed by Tokyo and N’Djamena in Chad. At the other end of the scale, Karachi in Pakistan is [...]
What’s The Big Deal About Debit Cards?
June 14, 2011 By Leave a Comment
After my blog-post yesterday, a reader sent me an email asking what was the big deal about debit cards that would warrant that post. my reply to her went something like this: Both the debit and credit cards are parts of the payment methods available to us all these days but they have differences that [...]
My Birthday Bonanza
May 23, 2011 By Leave a Comment
Good day to you. I hope you had a nice weekend like i did and i am ready to have a wonderful week as well. I have a special announcement today. My birthday comes up on Thursday 26th and to mark it this year i want to give you my readers a real treat. From [...]
“With This Wing I Thee Wed”
April 30, 2011 By Leave a Comment
Most of the world’s population watched the wedding ceremony of Prince William and his new bride at Westminter Abbey yesterday followed by an afternoon reception and a smaller but family-only reception befitting royalty. We all wish we could throw parties like those but since not everyone can afford a £20million budget for their wedding i [...]
33% Used Credit Cards To Ease January Payday Pain
February 1, 2011 By Leave a Comment
A third of credit card holders confessed that they relied on credit cards to cover everyday living costs during January – a survey revealed this week. Even more people admitted they had used their cards to pay for grocery shopping during the month, according to the Post Office. ‘The long gap between December and January [...]
Supermarket Bogof or is it Rip-off? Do The Maths.
January 25, 2010 By Leave a Comment
For the un-initiated Bogof is ‘Buy One Get One Free’ but without your “maths-cap” on, the Bogof can easily turn to Rip-off. The next time you see a ‘three for £2′ deal in a supermarket, take a while to do the maths. Retail giants are turning Bogof into rip-off after advertising special offers that mean [...]
We Need To Stop This Yearly Financial Madness
January 19, 2010 By 3 Comments
A London Newspaper today revealed, according to a report, that 50% of Londoners expect to use credit cards to pay for their grocery shopping this month. The figure raises concerns about attitudes to personal debt as the amount Britons owe rose to a record £1.5billion last month. The trend for putting everyday purchases on plastic [...]
Consumers Are ‘Tweeting’ Their Ways to Christmas Bargains
December 16, 2009 By Leave a Comment
CBN has reported that shoppers are now using social media sites to get bargains during this festive season. For the full report, play the video below. Social media website have actually turned the world into a proper global village; so using it to make savings on shopping should not come as a surprise. If you [...]
Every Penny Counts
July 15, 2009 By Leave a Comment
A reader recently drew my attention to the fact that not all stores use the 99p tactics. He pointed out that the sales strategy of Primark, a clothes store chain in the UK is that their products are priced not just with 99p endings like other store but with endings like 23p, 57p, 78p etc [...]
The 99p Myth
July 13, 2009 By 1 Comment
For decades, retailers have relied on the inability of shoppers to comprehend that the difference between an item priced of £1.99 and that priced at £2.00 is just 1p. The human mind most of the time just sees the £1 in £1.99 instead of rounding it up to the £2.00 that it really is. In [...]
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