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	<title>Money Management Tips &#187; christmas</title>
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	<link>http://nukan-ebooks.com/niyi</link>
	<description>Niyi Adeoshun - Money Management Coach</description>
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		<title>33% Used Credit Cards To Ease January Payday Pain</title>
		<link>http://nukan-ebooks.com/niyi/2011/02/33-used-credit-cards-to-ease-january-payday-pain/</link>
		<comments>http://nukan-ebooks.com/niyi/2011/02/33-used-credit-cards-to-ease-january-payday-pain/#comments</comments>
		<pubDate>Tue, 01 Feb 2011 13:38:48 +0000</pubDate>
		<dc:creator>Niyi Adeoshun</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Emergency Fund]]></category>
		<category><![CDATA[Money Myths]]></category>
		<category><![CDATA[Niyi's Rants]]></category>
		<category><![CDATA[Spending]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[christmas]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[money management]]></category>
		<category><![CDATA[payday]]></category>

		<guid isPermaLink="false">http://nukan-ebooks.com/niyi/?p=3329</guid>
		<description><![CDATA[A third of credit card holders confessed that they relied on credit cards to cover everyday living costs during January &#8211; a  survey revealed this week.  Even more people admitted they had used their cards to pay for grocery shopping during the month, according to the Post Office. &#8216;The long gap between December and January [...]<p><a href="http://nukan-ebooks.com/niyi/2011/02/33-used-credit-cards-to-ease-january-payday-pain/">33% Used Credit Cards To Ease January Payday Pain</a> is a post from: <a href="http://nukan-ebooks.com/niyi">Money Management Tips by Niyi Adeoshun</a></p>

Related posts:<ol>
<li><a href='http://nukan-ebooks.com/niyi/2007/12/january-the-spend-nothing-month/' rel='bookmark' title='January &#8211; The &quot;Spend Nothing&quot; Month'>January &#8211; The &quot;Spend Nothing&quot; Month</a></li>
<li><a href='http://nukan-ebooks.com/niyi/2010/01/we-need-to-stop-this-yearly-financial-madness/' rel='bookmark' title='We Need To Stop This Yearly Financial Madness'>We Need To Stop This Yearly Financial Madness</a></li>
<li><a href='http://nukan-ebooks.com/niyi/2011/06/whats-the-big-deal-about-debit-cards/' rel='bookmark' title='What&#8217;s The Big Deal About Debit Cards?'>What&#8217;s The Big Deal About Debit Cards?</a></li>
</ol>]]></description>
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		</item>
		<item>
		<title>UK&#8217;s New Christmas Day Pastime</title>
		<link>http://nukan-ebooks.com/niyi/2011/01/new-christmas-day-pastime/</link>
		<comments>http://nukan-ebooks.com/niyi/2011/01/new-christmas-day-pastime/#comments</comments>
		<pubDate>Fri, 14 Jan 2011 20:56:16 +0000</pubDate>
		<dc:creator>Niyi Adeoshun</dc:creator>
				<category><![CDATA[christmas]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[self-assessment]]></category>
		<category><![CDATA[tax returns]]></category>

		<guid isPermaLink="false">http://nukan-ebooks.com/niyi/?p=2410</guid>
		<description><![CDATA[It has been widely publicised that this past Christmas has been a mixed bag of fortunes for different industries all over western world. While some holiday companies and retailers are lamenting the reduction in &#8216;footfall&#8217; and hence profit due to the unprecedented snowfall others are patting themselves on the back because of sale increases form [...]<p><a href="http://nukan-ebooks.com/niyi/2011/01/new-christmas-day-pastime/">UK&#8217;s New Christmas Day Pastime</a> is a post from: <a href="http://nukan-ebooks.com/niyi">Money Management Tips by Niyi Adeoshun</a></p>

Related posts:<ol>
<li><a href='http://nukan-ebooks.com/niyi/2009/12/twelve-shopping-days-of-christmas-2009/' rel='bookmark' title='Twelve (Shopping) Days of Christmas 2009'>Twelve (Shopping) Days of Christmas 2009</a></li>
<li><a href='http://nukan-ebooks.com/niyi/2010/10/christmas-cash-crackers/' rel='bookmark' title='Christmas Cash Crackers'>Christmas Cash Crackers</a></li>
<li><a href='http://nukan-ebooks.com/niyi/2011/11/12-most-popular-shopping-days-of-christmas/' rel='bookmark' title='12 Most Popular Shopping Days of Christmas'>12 Most Popular Shopping Days of Christmas</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Peace On Earth &#8230; And In Your Wallet</title>
		<link>http://nukan-ebooks.com/niyi/2010/12/peace-on-earth-and-in-your-wallet/</link>
		<comments>http://nukan-ebooks.com/niyi/2010/12/peace-on-earth-and-in-your-wallet/#comments</comments>
		<pubDate>Thu, 23 Dec 2010 11:23:20 +0000</pubDate>
		<dc:creator>Niyi Adeoshun</dc:creator>
				<category><![CDATA[Charitable Giving]]></category>
		<category><![CDATA[christmas]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Spending]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[peace]]></category>

		<guid isPermaLink="false">http://nukan-ebooks.com/niyi/?p=1161</guid>
		<description><![CDATA[The spirit of Christmas is peace -  peace on earth, goodwill to all men. Christmas is a time of giving and sharing with the less fortunate. Over the last 70 years commercialism of the festive period has given many the license to indulge in consumerism instead of being others-centred. People now go all-out to try [...]<p><a href="http://nukan-ebooks.com/niyi/2010/12/peace-on-earth-and-in-your-wallet/">Peace On Earth &#8230; And In Your Wallet</a> is a post from: <a href="http://nukan-ebooks.com/niyi">Money Management Tips by Niyi Adeoshun</a></p>

Related posts:<ol>
<li><a href='http://nukan-ebooks.com/niyi/2009/12/twelve-shopping-days-of-christmas-2009/' rel='bookmark' title='Twelve (Shopping) Days of Christmas 2009'>Twelve (Shopping) Days of Christmas 2009</a></li>
<li><a href='http://nukan-ebooks.com/niyi/2011/02/33-used-credit-cards-to-ease-january-payday-pain/' rel='bookmark' title='33% Used Credit Cards To Ease January Payday Pain'>33% Used Credit Cards To Ease January Payday Pain</a></li>
<li><a href='http://nukan-ebooks.com/niyi/2010/01/we-need-to-stop-this-yearly-financial-madness/' rel='bookmark' title='We Need To Stop This Yearly Financial Madness'>We Need To Stop This Yearly Financial Madness</a></li>
</ol>]]></description>
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		</item>
		<item>
		<title>Christmas Cash Cracker #3 &#8211; Start An Online Business</title>
		<link>http://nukan-ebooks.com/niyi/2010/11/christmas-cash-cracker-3-start-an-online-business/</link>
		<comments>http://nukan-ebooks.com/niyi/2010/11/christmas-cash-cracker-3-start-an-online-business/#comments</comments>
		<pubDate>Mon, 01 Nov 2010 00:03:51 +0000</pubDate>
		<dc:creator>Niyi Adeoshun</dc:creator>
				<category><![CDATA[christmas]]></category>
		<category><![CDATA[Earning]]></category>
		<category><![CDATA[Free Stuff]]></category>
		<category><![CDATA[Home Business]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[christmas cracker]]></category>
		<category><![CDATA[financial freedom]]></category>
		<category><![CDATA[free ebook]]></category>
		<category><![CDATA[gift]]></category>
		<category><![CDATA[Home business]]></category>
		<category><![CDATA[make money]]></category>
		<category><![CDATA[money]]></category>

		<guid isPermaLink="false">http://nukan-ebooks.com/niyi/?p=1115</guid>
		<description><![CDATA[It is my hope that the last two Christmas Cash Crackers have put you in the frame of mind to at least try starting a home business of your own. Everybody has at least one thing that they are passionate about; something that you can become an authority in because of your current know-how. Mind [...]<p><a href="http://nukan-ebooks.com/niyi/2010/11/christmas-cash-cracker-3-start-an-online-business/">Christmas Cash Cracker #3 &#8211; Start An Online Business</a> is a post from: <a href="http://nukan-ebooks.com/niyi">Money Management Tips by Niyi Adeoshun</a></p>

Related posts:<ol>
<li><a href='http://nukan-ebooks.com/niyi/2010/10/christmas-cash-cracker-1-cash-for-your-trash/' rel='bookmark' title='Christmas Cash Cracker #1 &#8211; Cash For Your Trash'>Christmas Cash Cracker #1 &#8211; Cash For Your Trash</a></li>
<li><a href='http://nukan-ebooks.com/niyi/2010/10/christmas-cash-crackers/' rel='bookmark' title='Christmas Cash Crackers'>Christmas Cash Crackers</a></li>
<li><a href='http://nukan-ebooks.com/niyi/2010/11/christmas-cash-cracker-4-create-a-monetized-blog/' rel='bookmark' title='Christmas Cash Cracker #4 &#8211; Create A &#8216;Monetized&#8217; Blog'>Christmas Cash Cracker #4 &#8211; Create A &#8216;Monetized&#8217; Blog</a></li>
</ol>]]></description>
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		</item>
		<item>
		<title>Christmas Cash Crackers #2 &#8211; eBay Referrals</title>
		<link>http://nukan-ebooks.com/niyi/2010/10/christmas-cash-crackers-2-ebay-referrals/</link>
		<comments>http://nukan-ebooks.com/niyi/2010/10/christmas-cash-crackers-2-ebay-referrals/#comments</comments>
		<pubDate>Mon, 25 Oct 2010 14:35:15 +0000</pubDate>
		<dc:creator>Niyi Adeoshun</dc:creator>
				<category><![CDATA[christmas]]></category>
		<category><![CDATA[Earning]]></category>
		<category><![CDATA[christmas cracker]]></category>
		<category><![CDATA[eBay]]></category>

		<guid isPermaLink="false">http://nukan-ebooks.com/niyi/?p=1106</guid>
		<description><![CDATA[I hope you have been able to register with eBay and put some items up for sale as i suggested last week. If that is the case then you already know at least a little something about making money by selling products on the world’s largest marketplace. This week i want to take the &#8216;Ebay [...]<p><a href="http://nukan-ebooks.com/niyi/2010/10/christmas-cash-crackers-2-ebay-referrals/">Christmas Cash Crackers #2 &#8211; eBay Referrals</a> is a post from: <a href="http://nukan-ebooks.com/niyi">Money Management Tips by Niyi Adeoshun</a></p>

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<li><a href='http://nukan-ebooks.com/niyi/2010/10/christmas-cash-cracker-1-cash-for-your-trash/' rel='bookmark' title='Christmas Cash Cracker #1 &#8211; Cash For Your Trash'>Christmas Cash Cracker #1 &#8211; Cash For Your Trash</a></li>
<li><a href='http://nukan-ebooks.com/niyi/2010/10/christmas-cash-crackers/' rel='bookmark' title='Christmas Cash Crackers'>Christmas Cash Crackers</a></li>
<li><a href='http://nukan-ebooks.com/niyi/2010/11/christmas-cash-cracker-3-start-an-online-business/' rel='bookmark' title='Christmas Cash Cracker #3 &#8211; Start An Online Business'>Christmas Cash Cracker #3 &#8211; Start An Online Business</a></li>
</ol>]]></description>
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		</item>
		<item>
		<title>Christmas Cash Cracker #1 &#8211; Cash For Your Trash</title>
		<link>http://nukan-ebooks.com/niyi/2010/10/christmas-cash-cracker-1-cash-for-your-trash/</link>
		<comments>http://nukan-ebooks.com/niyi/2010/10/christmas-cash-cracker-1-cash-for-your-trash/#comments</comments>
		<pubDate>Tue, 19 Oct 2010 10:13:22 +0000</pubDate>
		<dc:creator>Niyi Adeoshun</dc:creator>
				<category><![CDATA[christmas]]></category>
		<category><![CDATA[Earning]]></category>
		<category><![CDATA[eBay]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[money management]]></category>

		<guid isPermaLink="false">http://nukan-ebooks.com/niyi/?p=1081</guid>
		<description><![CDATA[Welcome to the first Christmas Cash Cracker &#8211; Cash for your trash. It has been said that charity begins at home and that&#8217;s where this Cash Cracker will begin. It is a known fact that every household has about £1000 worth of items that are unneeded, unused, in good condition and are under your noses [...]<p><a href="http://nukan-ebooks.com/niyi/2010/10/christmas-cash-cracker-1-cash-for-your-trash/">Christmas Cash Cracker #1 &#8211; Cash For Your Trash</a> is a post from: <a href="http://nukan-ebooks.com/niyi">Money Management Tips by Niyi Adeoshun</a></p>

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<li><a href='http://nukan-ebooks.com/niyi/2010/10/christmas-cash-crackers-2-ebay-referrals/' rel='bookmark' title='Christmas Cash Crackers #2 &#8211; eBay Referrals'>Christmas Cash Crackers #2 &#8211; eBay Referrals</a></li>
<li><a href='http://nukan-ebooks.com/niyi/2010/11/christmas-cash-cracker-3-start-an-online-business/' rel='bookmark' title='Christmas Cash Cracker #3 &#8211; Start An Online Business'>Christmas Cash Cracker #3 &#8211; Start An Online Business</a></li>
<li><a href='http://nukan-ebooks.com/niyi/2010/11/christmas-cash-cracker-4-create-a-monetized-blog/' rel='bookmark' title='Christmas Cash Cracker #4 &#8211; Create A &#8216;Monetized&#8217; Blog'>Christmas Cash Cracker #4 &#8211; Create A &#8216;Monetized&#8217; Blog</a></li>
</ol>]]></description>
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		</item>
		<item>
		<title>Christmas Cash Crackers</title>
		<link>http://nukan-ebooks.com/niyi/2010/10/christmas-cash-crackers/</link>
		<comments>http://nukan-ebooks.com/niyi/2010/10/christmas-cash-crackers/#comments</comments>
		<pubDate>Tue, 12 Oct 2010 16:57:26 +0000</pubDate>
		<dc:creator>Niyi Adeoshun</dc:creator>
				<category><![CDATA[christmas]]></category>
		<category><![CDATA[Earning]]></category>
		<category><![CDATA[Free Stuff]]></category>
		<category><![CDATA[free ebook]]></category>
		<category><![CDATA[Stephen Pierce]]></category>

		<guid isPermaLink="false">http://nukan-ebooks.com/niyi/?p=1057</guid>
		<description><![CDATA[This is a follow-up of my &#8220;Preparing For Christmas In A Recession&#8221; posts last week. I have been an advocate for achieving Financial Freedom through reducing debt and increasing income where possible but every year during the Festive season, people seem to do just the opposite with excessive spending and getting very little (if any [...]<p><a href="http://nukan-ebooks.com/niyi/2010/10/christmas-cash-crackers/">Christmas Cash Crackers</a> is a post from: <a href="http://nukan-ebooks.com/niyi">Money Management Tips by Niyi Adeoshun</a></p>

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<li><a href='http://nukan-ebooks.com/niyi/2010/10/christmas-cash-crackers-2-ebay-referrals/' rel='bookmark' title='Christmas Cash Crackers #2 &#8211; eBay Referrals'>Christmas Cash Crackers #2 &#8211; eBay Referrals</a></li>
<li><a href='http://nukan-ebooks.com/niyi/2010/11/christmas-cash-cracker-3-start-an-online-business/' rel='bookmark' title='Christmas Cash Cracker #3 &#8211; Start An Online Business'>Christmas Cash Cracker #3 &#8211; Start An Online Business</a></li>
<li><a href='http://nukan-ebooks.com/niyi/2010/10/christmas-cash-cracker-1-cash-for-your-trash/' rel='bookmark' title='Christmas Cash Cracker #1 &#8211; Cash For Your Trash'>Christmas Cash Cracker #1 &#8211; Cash For Your Trash</a></li>
</ol>]]></description>
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		</item>
		<item>
		<title>Preparing For Christmas In A Recession – Part 2</title>
		<link>http://nukan-ebooks.com/niyi/2010/10/preparing-for-christmas-in-a-recession-%e2%80%93-part-2/</link>
		<comments>http://nukan-ebooks.com/niyi/2010/10/preparing-for-christmas-in-a-recession-%e2%80%93-part-2/#comments</comments>
		<pubDate>Tue, 05 Oct 2010 08:42:26 +0000</pubDate>
		<dc:creator>Niyi Adeoshun</dc:creator>
				<category><![CDATA[christmas]]></category>
		<category><![CDATA[Earning]]></category>
		<category><![CDATA[recession]]></category>

		<guid isPermaLink="false">http://nukan-ebooks.com/niyi/?p=1042</guid>
		<description><![CDATA[Following on from my post yesterday &#8211; how does one prepare for the festive season in a recesssion and in-between jobs? Once you have acknowledged that your &#8220;cheese has been moved&#8221; or that your source of income has dried up, it is time to look for new source(s) of income. How you accomplish this requires [...]<p><a href="http://nukan-ebooks.com/niyi/2010/10/preparing-for-christmas-in-a-recession-%e2%80%93-part-2/">Preparing For Christmas In A Recession – Part 2</a> is a post from: <a href="http://nukan-ebooks.com/niyi">Money Management Tips by Niyi Adeoshun</a></p>

Related posts:<ol>
<li><a href='http://nukan-ebooks.com/niyi/2010/10/preparing-for-christmas-in-a-recession-part-1/' rel='bookmark' title='Preparing For Christmas In A Recession &#8211; Part 1'>Preparing For Christmas In A Recession &#8211; Part 1</a></li>
<li><a href='http://nukan-ebooks.com/niyi/2010/10/christmas-cash-crackers/' rel='bookmark' title='Christmas Cash Crackers'>Christmas Cash Crackers</a></li>
<li><a href='http://nukan-ebooks.com/niyi/2010/11/christmas-cash-cracker-3-start-an-online-business/' rel='bookmark' title='Christmas Cash Cracker #3 &#8211; Start An Online Business'>Christmas Cash Cracker #3 &#8211; Start An Online Business</a></li>
</ol>]]></description>
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		</item>
		<item>
		<title>Preparing For Christmas In A Recession &#8211; Part 1</title>
		<link>http://nukan-ebooks.com/niyi/2010/10/preparing-for-christmas-in-a-recession-part-1/</link>
		<comments>http://nukan-ebooks.com/niyi/2010/10/preparing-for-christmas-in-a-recession-part-1/#comments</comments>
		<pubDate>Mon, 04 Oct 2010 14:30:53 +0000</pubDate>
		<dc:creator>Niyi Adeoshun</dc:creator>
				<category><![CDATA[christmas]]></category>
		<category><![CDATA[Earning]]></category>
		<category><![CDATA[General]]></category>
		<category><![CDATA[make money]]></category>
		<category><![CDATA[recession]]></category>
		<category><![CDATA[who moved my cheese]]></category>

		<guid isPermaLink="false">http://nukan-ebooks.com/niyi/?p=1040</guid>
		<description><![CDATA[As an Christian Internet Marketer who takes no pleasure in Halloween, my marketing preparation for the Christmas Season usually gets into high gear in October. This year, however, my thoughts are with those people who have been without jobs  during the year due to the last recession. The Office of National Statistics revealed a few [...]<p><a href="http://nukan-ebooks.com/niyi/2010/10/preparing-for-christmas-in-a-recession-part-1/">Preparing For Christmas In A Recession &#8211; Part 1</a> is a post from: <a href="http://nukan-ebooks.com/niyi">Money Management Tips by Niyi Adeoshun</a></p>

Related posts:<ol>
<li><a href='http://nukan-ebooks.com/niyi/2010/10/preparing-for-christmas-in-a-recession-%e2%80%93-part-2/' rel='bookmark' title='Preparing For Christmas In A Recession – Part 2'>Preparing For Christmas In A Recession – Part 2</a></li>
<li><a href='http://nukan-ebooks.com/niyi/2010/10/christmas-cash-crackers/' rel='bookmark' title='Christmas Cash Crackers'>Christmas Cash Crackers</a></li>
<li><a href='http://nukan-ebooks.com/niyi/2010/11/christmas-cash-cracker-3-start-an-online-business/' rel='bookmark' title='Christmas Cash Cracker #3 &#8211; Start An Online Business'>Christmas Cash Cracker #3 &#8211; Start An Online Business</a></li>
</ol>]]></description>
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		<title>We Need To Stop This Yearly Financial Madness</title>
		<link>http://nukan-ebooks.com/niyi/2010/01/we-need-to-stop-this-yearly-financial-madness/</link>
		<comments>http://nukan-ebooks.com/niyi/2010/01/we-need-to-stop-this-yearly-financial-madness/#comments</comments>
		<pubDate>Tue, 19 Jan 2010 15:20:58 +0000</pubDate>
		<dc:creator>Niyi Adeoshun</dc:creator>
				<category><![CDATA[christmas]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Savings]]></category>
		<category><![CDATA[Spending]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[gifts]]></category>
		<category><![CDATA[money management]]></category>

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		<description><![CDATA[A London Newspaper today revealed, according to a report, that 50% of Londoners expect to use credit cards to pay for their grocery shopping this month. The figure raises concerns about attitudes to personal debt as the amount Britons owe rose to a record £1.5billion last month. The trend for putting everyday purchases on plastic [...]<p><a href="http://nukan-ebooks.com/niyi/2010/01/we-need-to-stop-this-yearly-financial-madness/">We Need To Stop This Yearly Financial Madness</a> is a post from: <a href="http://nukan-ebooks.com/niyi">Money Management Tips by Niyi Adeoshun</a></p>

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