February 6, 2012

33% Used Credit Cards To Ease January Payday Pain

A third of credit card holders confessed that they relied on credit cards to cover everyday living costs during January – a  survey revealed this week.  Even more people admitted they had used their cards to pay for grocery shopping during the month, according to the Post Office. ‘The long gap between December and January [...]

UK’s New Christmas Day Pastime

It has been widely publicised that this past Christmas has been a mixed bag of fortunes for different industries all over western world. While some holiday companies and retailers are lamenting the reduction in ‘footfall’ and hence profit due to the unprecedented snowfall others are patting themselves on the back because of sale increases form [...]

Peace On Earth … And In Your Wallet

The spirit of Christmas is peace -  peace on earth, goodwill to all men. Christmas is a time of giving and sharing with the less fortunate. Over the last 70 years commercialism of the festive period has given many the license to indulge in consumerism instead of being others-centred. People now go all-out to try [...]

Christmas Cash Cracker #3 – Start An Online Business

It is my hope that the last two Christmas Cash Crackers have put you in the frame of mind to at least try starting a home business of your own. Everybody has at least one thing that they are passionate about; something that you can become an authority in because of your current know-how. Mind [...]

Christmas Cash Crackers #2 – eBay Referrals

I hope you have been able to register with eBay and put some items up for sale as i suggested last week. If that is the case then you already know at least a little something about making money by selling products on the world’s largest marketplace. This week i want to take the ‘Ebay [...]

Christmas Cash Cracker #1 – Cash For Your Trash

Welcome to the first Christmas Cash Cracker – Cash for your trash. It has been said that charity begins at home and that’s where this Cash Cracker will begin. It is a known fact that every household has about £1000 worth of items that are unneeded, unused, in good condition and are under your noses [...]

Christmas Cash Crackers

This is a follow-up of my “Preparing For Christmas In A Recession” posts last week. I have been an advocate for achieving Financial Freedom through reducing debt and increasing income where possible but every year during the Festive season, people seem to do just the opposite with excessive spending and getting very little (if any [...]

Preparing For Christmas In A Recession – Part 2

Following on from my post yesterday – how does one prepare for the festive season in a recesssion and in-between jobs? Once you have acknowledged that your “cheese has been moved” or that your source of income has dried up, it is time to look for new source(s) of income. How you accomplish this requires [...]

Preparing For Christmas In A Recession – Part 1

As an Christian Internet Marketer who takes no pleasure in Halloween, my marketing preparation for the Christmas Season usually gets into high gear in October. This year, however, my thoughts are with those people who have been without jobs  during the year due to the last recession. The Office of National Statistics revealed a few [...]

We Need To Stop This Yearly Financial Madness

A London Newspaper today revealed, according to a report, that 50% of Londoners expect to use credit cards to pay for their grocery shopping this month. The figure raises concerns about attitudes to personal debt as the amount Britons owe rose to a record £1.5billion last month. The trend for putting everyday purchases on plastic [...]

Twelve (Shopping) Days of Christmas 2009

Following my blog post yesterday, i got an email requesting that i explain “Black Friday” and “Cyber Monday”. Instead of just explaining those two shopping days, i have decide to give you a light-hearted 12-(shopping)-day countdown to Christmas 2009. I hope you enjoy it. Nov. 27 – Black Friday – the day after Thanksgiving, you [...]

Black Friday, Cyber Monday and Pent-up Demand

Now that “Black Friday” and “Cyber Monday” are behind us now with record numbers of transactions, (both days showed that consumers’ emotions run so wild that 1600 transactions a minute were recorded in the UK alone!!), i cannot help but wonder if many of us have not fallen victims of  “Pent-Up Demand”. You see, there [...]