The Bank of England today urged the public to “spend for Britain” to boost the faltering economy. Deputy Governor Charlie Bean told the country’s 22 million savers it was time to give up the idea of living off their income, and urged them to start “eating into” their capital. He explained: “What we’re trying to [...]
Loyalty Cards And Your Financial Freedom
September 1, 2010 By Leave a Comment
My last two posts have been on the uses of loyalty cards or points at part of your debt freedom tactics. Today i want to present to you other aspects of loyalty that you need to be aware of. Many stores such as David Jones, John Lewis etc offer store-loyalty credit cards. Points on such [...]
Use Loyalty Points To Reduce Expenses
August 31, 2010 By Leave a Comment
A £5billion fortune is sitting on loyalty cards, a recent research suggested. The average consumer has three loyalty cards but hasn’t a clue what the points mean or what they are entitled to. Despite their ignorance, shoppers have been adding to each of their cards for at least five years. ‘It’s a missed opportunity if [...]
Are Air Miles Really Worth It?
August 30, 2010 By Leave a Comment
The last few days have been emotionally draining for me since the passing away of my father last Wednesday but in the midst of it all i still have begin making arrangement to travel to Nigeria for the funeral amongst other things. Yesterday i decided to book for my flight in good time and to [...]
To Love, Honour and eBay
July 9, 2010 By Leave a Comment
Thrifty Kevin Wilsher, 35, and Lisa Vaughan, 27, from Tilbury, Essex, UK are toasting eBay after spending £1800 on everything for their wedding which will take place on July 17. Their purchases on the auction website included her £89 dress, outfits for the bridesmaids, page boys and ring bearers, her tiara and their white gold [...]
Don’t Try To Get By Without A Budget
June 24, 2010 By Leave a Comment
You may have heard it before but don’t try to get by without a budget because you will be setting yourself up for financial failure. It’s as simple as that. Without a budget you can’t hope to have control over your finances. Most people usually find that once they start doing a budget they will [...]
Winners and Losers in A Family Budget
June 23, 2010 By Leave a Comment
When the Treasury Secretary or Finance Minister of country gives a budget statement, there are always winners and losers all across the nation. In a personal/family budget, there are also winners and losers. Before i go into that, please allow me to present to you some reasons for the need to create a budget in [...]
Ditch These Pointless Financial Products
June 7, 2010 By Leave a Comment
Achieving financial freedom is impossible without a plan. That’s what i have taught people for years and it is truer these days than ever before. If you don’t make a plan, there are others out there making plans on how to make money off you – unless you are vigilant and avoid wastage in every [...]
UK Shoppers Are ‘Paying More For Less Food’
May 18, 2010 By Leave a Comment
Most of know about inflation and credit crunch but have you heard about shrinking products? Shopper are being short-changed by manufacturers who are shrinking the size of their products while keeping prices the same, a survey has found. Offenders include McVitie’s for its strawberry mini croissants – now sold in £1 boxes of six instead [...]
Are You Progressing Financially?
May 3, 2010 By Leave a Comment
As we edge closer to the half-way point of this year, i suppose we should be mindful of check once in a while if we have actually made any financial progress since the year began. Courtesy of Credit Action, below are the UK Debt Statistics for1st of May, 2010 which can be a good indicator [...]
Death By iPad?
April 22, 2010 By Leave a Comment
The rush to acquire the latest ‘fancy-shmancy’ gadget has been happening for a long time. In the recent past, it happened with the ipod, iphone, itoy, ipet, iloan and all those christmas ‘must-haves’ where people had to queue for hours, and sometimes even days, just to get these items. Having the latest products is not [...]
‘Sin’ Tax Avoidance Made Easy
April 19, 2010 By Leave a Comment
At Church yesterday, my Pastor, Rev Richard Jama, during his message for the day, made a statement which prompted me quickly put on my ‘money management cap’. He said “Sin is expensive; it is more expensive to live a sinful life than to live a righteous one”. Not only in the eventual consequences of your [...]
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