If you’re new here, you may want to subscribe to my RSS feed. Thanks for visiting! A £5billion fortune is sitting on loyalty cards, a recent research suggested. The average consumer has three loyalty cards but hasn’t a clue what the points mean or what they are entitled to. Despite their ignorance, shoppers have been [...]

The last few days have been emotionally draining for me since the passing away of my father last Wednesday but in the midst of it all i still have begin making arrangement to travel to Nigeria for the funeral amongst other things. Yesterday i decided to book for my flight in good time and to [...]

Thrifty Kevin Wilsher, 35, and Lisa Vaughan, 27, from Tilbury, Essex, UK are toasting eBay after spending £1800 on everything for their wedding which will take place on July 17. Their purchases on the auction website included her £89 dress, outfits for the bridesmaids, page boys and ring bearers, her tiara and their white gold [...]

You may have heard it before but don’t try to get by without a budget because you will be setting yourself up for financial failure. It’s as simple as that. Without a budget you can’t hope to have control over your finances. Most people usually find that once they start doing a budget they will [...]

When the Treasury Secretary or Finance Minister of country gives a budget statement, there are always winners and losers all across the nation. In a personal/family budget, there are also winners and losers. Before i go into that, please allow me to present to you some reasons for the need to create a budget in [...]

Achieving financial freedom is impossible without a plan. That’s what i have taught people for years and it is truer these days than ever before. If you don’t make a plan, there are others out there making plans on how to make money off you – unless you are vigilant and avoid wastage in every [...]

Most of know about inflation and credit crunch but have you heard about shrinking products? Shopper are being short-changed by manufacturers who are shrinking the size of their products while keeping prices the same, a survey has found.  Offenders include McVitie’s for its strawberry mini croissants – now sold in £1 boxes of six instead [...]

As we edge closer to the half-way point of this year, i suppose we should be mindful of check once in  a while if we have actually made any financial progress since the year began. Courtesy of Credit Action, below are the UK Debt Statistics for1st of May, 2010 which can be a good indicator [...]

The rush to acquire the latest ‘fancy-shmancy’ gadget has been happening for a long time. In the recent past, it happened with the ipod, iphone, itoy, ipet, iloan and all those christmas ‘must-haves’ where people had to queue for hours, and sometimes even days, just to get these items. Having the latest products is not [...]

At Church yesterday, my Pastor, Rev Richard Jama, during his message for the day, made a statement which prompted me quickly put on my ‘money management cap’. He said “Sin is expensive; it is more expensive to live a sinful life than to live a righteous one”. Not only in the eventual consequences of your [...]