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	<title>Money Management Tips &#187; Savings</title>
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	<link>http://nukan-ebooks.com/niyi</link>
	<description>Niyi Adeoshun - Money Management Coach</description>
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		<title>12 Days of Christmas Giveaway – Day 3</title>
		<link>http://nukan-ebooks.com/niyi/2011/12/12-days-of-christmas-giveaway-%e2%80%93-day-3/</link>
		<comments>http://nukan-ebooks.com/niyi/2011/12/12-days-of-christmas-giveaway-%e2%80%93-day-3/#comments</comments>
		<pubDate>Wed, 14 Dec 2011 12:12:30 +0000</pubDate>
		<dc:creator>Niyi Adeoshun</dc:creator>
				<category><![CDATA[Free Stuff]]></category>
		<category><![CDATA[Savings]]></category>

		<guid isPermaLink="false">http://nukan-ebooks.com/niyi/?p=3752</guid>
		<description><![CDATA[Hey guys Welcome to Day 3 of my 12 Days of Christmas Giveaway. Another day, another fantastic Chrsitmas gift. But wait!! Today you will be getting TWO GIFTS and both have been written to save you money  &#8211; lots of it. The first one is the Lower Your Energy Cost which deals with money saving [...]<p><a href="http://nukan-ebooks.com/niyi/2011/12/12-days-of-christmas-giveaway-%e2%80%93-day-3/">12 Days of Christmas Giveaway – Day 3</a> is a post from: <a href="http://nukan-ebooks.com/niyi">Money Management Tips by Niyi Adeoshun</a></p>

Related posts:<ol>
<li><a href='http://nukan-ebooks.com/niyi/2011/12/12-days-of-christmas-giveaway-day-1/' rel='bookmark' title='12 Days of Christmas Giveaway &#8211; Day 1'>12 Days of Christmas Giveaway &#8211; Day 1</a></li>
<li><a href='http://nukan-ebooks.com/niyi/2011/12/12-days-of-christmas-giveaway-%e2%80%93-day-2/' rel='bookmark' title='12 Days of Christmas Giveaway – Day 2'>12 Days of Christmas Giveaway – Day 2</a></li>
<li><a href='http://nukan-ebooks.com/niyi/2011/12/12-days-of-christmas-giveaway-%e2%80%93-day-4/' rel='bookmark' title='12 Days of Christmas Giveaway – Day 4'>12 Days of Christmas Giveaway – Day 4</a></li>
</ol>]]></description>
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		</item>
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		<title>&#8220;Spend For Britain&#8221; says the Bank of England</title>
		<link>http://nukan-ebooks.com/niyi/2010/09/spend-for-britain-says-the-bank-of-england/</link>
		<comments>http://nukan-ebooks.com/niyi/2010/09/spend-for-britain-says-the-bank-of-england/#comments</comments>
		<pubDate>Mon, 27 Sep 2010 14:41:16 +0000</pubDate>
		<dc:creator>Niyi Adeoshun</dc:creator>
				<category><![CDATA[Niyi's Rants]]></category>
		<category><![CDATA[Savings]]></category>
		<category><![CDATA[Spending]]></category>

		<guid isPermaLink="false">http://nukan-ebooks.com/niyi/?p=1022</guid>
		<description><![CDATA[The Bank of England today urged the public to “spend for Britain” to boost the faltering economy. Deputy Governor Charlie Bean told the country&#8217;s 22 million savers it was time to give up the idea of living off their income, and urged them to start “eating into” their capital. He explained: “What we&#8217;re trying to [...]<p><a href="http://nukan-ebooks.com/niyi/2010/09/spend-for-britain-says-the-bank-of-england/">&#8220;Spend For Britain&#8221; says the Bank of England</a> is a post from: <a href="http://nukan-ebooks.com/niyi">Money Management Tips by Niyi Adeoshun</a></p>

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<li><a href='http://nukan-ebooks.com/niyi/2007/12/the-needy-spend-more-on-gifts/' rel='bookmark' title='The &#039;Needy&#039; Spend More On Gifts'>The &#039;Needy&#039; Spend More On Gifts</a></li>
<li><a href='http://nukan-ebooks.com/niyi/2009/10/whats-so-great-about-britain/' rel='bookmark' title='What&#8217;s So GREAT About Britain?'>What&#8217;s So GREAT About Britain?</a></li>
<li><a href='http://nukan-ebooks.com/niyi/2007/12/january-the-spend-nothing-month/' rel='bookmark' title='January &#8211; The &quot;Spend Nothing&quot; Month'>January &#8211; The &quot;Spend Nothing&quot; Month</a></li>
</ol>]]></description>
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		</item>
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		<title>Don&#8217;t Try To Get By Without A Budget</title>
		<link>http://nukan-ebooks.com/niyi/2010/06/dont-try-to-get-by-without-a-budget/</link>
		<comments>http://nukan-ebooks.com/niyi/2010/06/dont-try-to-get-by-without-a-budget/#comments</comments>
		<pubDate>Thu, 24 Jun 2010 08:15:37 +0000</pubDate>
		<dc:creator>Niyi Adeoshun</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Savings]]></category>
		<category><![CDATA[Spending]]></category>

		<guid isPermaLink="false">http://nukan-ebooks.com/niyi/?p=871</guid>
		<description><![CDATA[You may have heard it before but don&#8217;t try to get by without a budget because you will be setting yourself up for financial failure. It&#8217;s as simple as that. Without a budget you can&#8217;t hope to have control over your finances. Most people usually find that once they start doing a budget they will [...]<p><a href="http://nukan-ebooks.com/niyi/2010/06/dont-try-to-get-by-without-a-budget/">Don&#8217;t Try To Get By Without A Budget</a> is a post from: <a href="http://nukan-ebooks.com/niyi">Money Management Tips by Niyi Adeoshun</a></p>

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<li><a href='http://nukan-ebooks.com/niyi/2010/06/winners-and-losers-in-a-family-budget/' rel='bookmark' title='Winners and Losers in A Family Budget'>Winners and Losers in A Family Budget</a></li>
<li><a href='http://nukan-ebooks.com/niyi/2010/06/emergency-budget/' rel='bookmark' title='Emergency Budget'>Emergency Budget</a></li>
<li><a href='http://nukan-ebooks.com/niyi/2009/01/funny-friday-household-budget/' rel='bookmark' title='Funny Friday &#8211; Household Budget'>Funny Friday &#8211; Household Budget</a></li>
</ol>]]></description>
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		<title>Winners and Losers in A Family Budget</title>
		<link>http://nukan-ebooks.com/niyi/2010/06/winners-and-losers-in-a-family-budget/</link>
		<comments>http://nukan-ebooks.com/niyi/2010/06/winners-and-losers-in-a-family-budget/#comments</comments>
		<pubDate>Wed, 23 Jun 2010 11:01:00 +0000</pubDate>
		<dc:creator>Niyi Adeoshun</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Savings]]></category>
		<category><![CDATA[Spending]]></category>

		<guid isPermaLink="false">http://nukan-ebooks.com/niyi/?p=868</guid>
		<description><![CDATA[When the Treasury Secretary or Finance Minister of country gives a budget statement, there are always winners and losers all across the nation. In a personal/family budget, there are also winners and losers. Before i go into that, please allow me to present to you some reasons for the need to create a budget in [...]<p><a href="http://nukan-ebooks.com/niyi/2010/06/winners-and-losers-in-a-family-budget/">Winners and Losers in A Family Budget</a> is a post from: <a href="http://nukan-ebooks.com/niyi">Money Management Tips by Niyi Adeoshun</a></p>

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<li><a href='http://nukan-ebooks.com/niyi/2007/11/family-debts-continue-to-soar/' rel='bookmark' title='Family Debts Continue To Soar'>Family Debts Continue To Soar</a></li>
<li><a href='http://nukan-ebooks.com/niyi/2010/06/emergency-budget/' rel='bookmark' title='Emergency Budget'>Emergency Budget</a></li>
</ol>]]></description>
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		<title>We Need To Stop This Yearly Financial Madness</title>
		<link>http://nukan-ebooks.com/niyi/2010/01/we-need-to-stop-this-yearly-financial-madness/</link>
		<comments>http://nukan-ebooks.com/niyi/2010/01/we-need-to-stop-this-yearly-financial-madness/#comments</comments>
		<pubDate>Tue, 19 Jan 2010 15:20:58 +0000</pubDate>
		<dc:creator>Niyi Adeoshun</dc:creator>
				<category><![CDATA[christmas]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Savings]]></category>
		<category><![CDATA[Spending]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[gifts]]></category>
		<category><![CDATA[money management]]></category>

		<guid isPermaLink="false">http://www.nukanweb.com/blog/?p=28</guid>
		<description><![CDATA[A London Newspaper today revealed, according to a report, that 50% of Londoners expect to use credit cards to pay for their grocery shopping this month. The figure raises concerns about attitudes to personal debt as the amount Britons owe rose to a record £1.5billion last month. The trend for putting everyday purchases on plastic [...]<p><a href="http://nukan-ebooks.com/niyi/2010/01/we-need-to-stop-this-yearly-financial-madness/">We Need To Stop This Yearly Financial Madness</a> is a post from: <a href="http://nukan-ebooks.com/niyi">Money Management Tips by Niyi Adeoshun</a></p>

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<li><a href='http://nukan-ebooks.com/niyi/2011/02/33-used-credit-cards-to-ease-january-payday-pain/' rel='bookmark' title='33% Used Credit Cards To Ease January Payday Pain'>33% Used Credit Cards To Ease January Payday Pain</a></li>
<li><a href='http://nukan-ebooks.com/niyi/2007/12/january-the-spend-nothing-month/' rel='bookmark' title='January &#8211; The &quot;Spend Nothing&quot; Month'>January &#8211; The &quot;Spend Nothing&quot; Month</a></li>
<li><a href='http://nukan-ebooks.com/niyi/2010/12/peace-on-earth-and-in-your-wallet/' rel='bookmark' title='Peace On Earth &#8230; And In Your Wallet'>Peace On Earth &#8230; And In Your Wallet</a></li>
</ol>]]></description>
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		<slash:comments>3</slash:comments>
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		<title>Youth Money Management at Christmas</title>
		<link>http://nukan-ebooks.com/niyi/2009/12/youth-money-management-at-christmas/</link>
		<comments>http://nukan-ebooks.com/niyi/2009/12/youth-money-management-at-christmas/#comments</comments>
		<pubDate>Sat, 19 Dec 2009 17:46:04 +0000</pubDate>
		<dc:creator>Niyi Adeoshun</dc:creator>
				<category><![CDATA[Children and Money]]></category>
		<category><![CDATA[christmas]]></category>
		<category><![CDATA[Savings]]></category>
		<category><![CDATA[Spending]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[money management]]></category>

		<guid isPermaLink="false">http://nukan-ebooks.com/niyi/?p=355</guid>
		<description><![CDATA[&#8220;With all of the financial consequences that come along with holiday shopping, travel and family get-togethers, parents and youth alike can find themselves falling into debt,&#8221; states Don Murray, chairman of the Manitoba securities commission. To help prevent children from getting on a cycle of debt, parents and their kids need to have candid discussions [...]<p><a href="http://nukan-ebooks.com/niyi/2009/12/youth-money-management-at-christmas/">Youth Money Management at Christmas</a> is a post from: <a href="http://nukan-ebooks.com/niyi">Money Management Tips by Niyi Adeoshun</a></p>

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<li><a href='http://nukan-ebooks.com/niyi/2010/07/money-management-for-the-generation-y/' rel='bookmark' title='Money Management For The &#8220;Generation Y&#8221;'>Money Management For The &#8220;Generation Y&#8221;</a></li>
<li><a href='http://nukan-ebooks.com/niyi/2009/06/what-my-father-taught-me-about-money-management/' rel='bookmark' title='What My Father Taught Me About Money Management'>What My Father Taught Me About Money Management</a></li>
<li><a href='http://nukan-ebooks.com/niyi/2011/12/12-days-of-christmas-giveaway-%e2%80%93-day-2/' rel='bookmark' title='12 Days of Christmas Giveaway – Day 2'>12 Days of Christmas Giveaway – Day 2</a></li>
</ol>]]></description>
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		<title>Every Penny Counts</title>
		<link>http://nukan-ebooks.com/niyi/2009/07/every-penny-counts/</link>
		<comments>http://nukan-ebooks.com/niyi/2009/07/every-penny-counts/#comments</comments>
		<pubDate>Wed, 15 Jul 2009 13:15:40 +0000</pubDate>
		<dc:creator>Niyi Adeoshun</dc:creator>
				<category><![CDATA[Earning]]></category>
		<category><![CDATA[Emergency Fund]]></category>
		<category><![CDATA[Niyi's Rants]]></category>
		<category><![CDATA[Savings]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[myth]]></category>
		<category><![CDATA[niyi]]></category>
		<category><![CDATA[penny]]></category>
		<category><![CDATA[Spending]]></category>

		<guid isPermaLink="false">http://www.nukanweb.com/blog/?p=142</guid>
		<description><![CDATA[A reader recently drew my attention to the fact that not all stores use the 99p tactics. He pointed out that the sales strategy of Primark, a clothes store chain in the UK is that their products are priced not just with 99p endings like other store but with endings like 23p, 57p, 78p etc  [...]<p><a href="http://nukan-ebooks.com/niyi/2009/07/every-penny-counts/">Every Penny Counts</a> is a post from: <a href="http://nukan-ebooks.com/niyi">Money Management Tips by Niyi Adeoshun</a></p>

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</ol>]]></description>
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		<title>State Schools Cost You £16,000 per Child</title>
		<link>http://nukan-ebooks.com/niyi/2008/09/state-schools-cost-you-16000-per-child/</link>
		<comments>http://nukan-ebooks.com/niyi/2008/09/state-schools-cost-you-16000-per-child/#comments</comments>
		<pubDate>Mon, 01 Sep 2008 14:21:37 +0000</pubDate>
		<dc:creator>Niyi Adeoshun</dc:creator>
				<category><![CDATA[Children and Money]]></category>
		<category><![CDATA[Savings]]></category>

		<guid isPermaLink="false">http://www.nukanweb.com/blog/?p=73</guid>
		<description><![CDATA[People have asked me why i lay so much emphasis on saving for your children&#8217;s college education. My answer is that I believe in giving every child a chance of being the best they can be; by being well-educated to face whatever live will throw at them. Do you know that you will spend nearly £16000 even [...]<p><a href="http://nukan-ebooks.com/niyi/2008/09/state-schools-cost-you-16000-per-child/">State Schools Cost You £16,000 per Child</a> is a post from: <a href="http://nukan-ebooks.com/niyi">Money Management Tips by Niyi Adeoshun</a></p>

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<li><a href='http://nukan-ebooks.com/niyi/2009/12/youth-money-management-at-christmas/' rel='bookmark' title='Youth Money Management at Christmas'>Youth Money Management at Christmas</a></li>
<li><a href='http://nukan-ebooks.com/niyi/2010/11/isa-for-children-9000-fees-for-students/' rel='bookmark' title='ISA for children &#8211; £9000 Fees for Students'>ISA for children &#8211; £9000 Fees for Students</a></li>
</ol>]]></description>
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		<title>Can You Afford To Take A Pay Cut?</title>
		<link>http://nukan-ebooks.com/niyi/2008/08/can-you-afford-to-take-a-pay-cut/</link>
		<comments>http://nukan-ebooks.com/niyi/2008/08/can-you-afford-to-take-a-pay-cut/#comments</comments>
		<pubDate>Mon, 04 Aug 2008 13:29:20 +0000</pubDate>
		<dc:creator>Niyi Adeoshun</dc:creator>
				<category><![CDATA[Earning]]></category>
		<category><![CDATA[Niyi's Rants]]></category>
		<category><![CDATA[Savings]]></category>

		<guid isPermaLink="false">http://www.nukanweb.com/blog/?p=69</guid>
		<description><![CDATA[Tax firm &#8211; Tenon have been researching whether employees will be willing to accept salary cut in this current financial climate. This follows the refusal of the long-term hostess of Channel 4&#8242;s &#8220;Countdown&#8221; programme Carol Vorderman to take a 90% pay cut from her £1m salary down to £100,000!!!. 89% of the responders to the poll  unsurprisingly said they would [...]<p><a href="http://nukan-ebooks.com/niyi/2008/08/can-you-afford-to-take-a-pay-cut/">Can You Afford To Take A Pay Cut?</a> is a post from: <a href="http://nukan-ebooks.com/niyi">Money Management Tips by Niyi Adeoshun</a></p>

No related posts.]]></description>
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		<title>Who Wants To Be A Millionaire?</title>
		<link>http://nukan-ebooks.com/niyi/2008/06/who-wants-to-be-a-millionaire/</link>
		<comments>http://nukan-ebooks.com/niyi/2008/06/who-wants-to-be-a-millionaire/#comments</comments>
		<pubDate>Fri, 13 Jun 2008 12:22:52 +0000</pubDate>
		<dc:creator>Niyi Adeoshun</dc:creator>
				<category><![CDATA[Savings]]></category>

		<guid isPermaLink="false">http://www.nukanweb.com/blog/?p=60</guid>
		<description><![CDATA[Not Britons &#8211; it seems. According to a survey of 4500 people, £38,000 is the ideal wage that British workers said would be enough for them to live comfortably. That in my opinion might just be realistic &#8211; FOR NOW!! What happens when they stop working or can&#8217;t work anymore? Will the reduced income or [...]<p><a href="http://nukan-ebooks.com/niyi/2008/06/who-wants-to-be-a-millionaire/">Who Wants To Be A Millionaire?</a> is a post from: <a href="http://nukan-ebooks.com/niyi">Money Management Tips by Niyi Adeoshun</a></p>

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</ol>]]></description>
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