Hey guys Welcome to Day 3 of my 12 Days of Christmas Giveaway. Another day, another fantastic Chrsitmas gift. But wait!! Today you will be getting TWO GIFTS and both have been written to save you money – lots of it. The first one is the Lower Your Energy Cost which deals with money saving [...]
“Spend For Britain” says the Bank of England
September 27, 2010 By Leave a Comment
The Bank of England today urged the public to “spend for Britain” to boost the faltering economy. Deputy Governor Charlie Bean told the country’s 22 million savers it was time to give up the idea of living off their income, and urged them to start “eating into” their capital. He explained: “What we’re trying to [...]
Don’t Try To Get By Without A Budget
June 24, 2010 By Leave a Comment
You may have heard it before but don’t try to get by without a budget because you will be setting yourself up for financial failure. It’s as simple as that. Without a budget you can’t hope to have control over your finances. Most people usually find that once they start doing a budget they will [...]
Winners and Losers in A Family Budget
June 23, 2010 By Leave a Comment
When the Treasury Secretary or Finance Minister of country gives a budget statement, there are always winners and losers all across the nation. In a personal/family budget, there are also winners and losers. Before i go into that, please allow me to present to you some reasons for the need to create a budget in [...]
We Need To Stop This Yearly Financial Madness
January 19, 2010 By 3 Comments
A London Newspaper today revealed, according to a report, that 50% of Londoners expect to use credit cards to pay for their grocery shopping this month. The figure raises concerns about attitudes to personal debt as the amount Britons owe rose to a record £1.5billion last month. The trend for putting everyday purchases on plastic [...]
Youth Money Management at Christmas
December 19, 2009 By Leave a Comment
“With all of the financial consequences that come along with holiday shopping, travel and family get-togethers, parents and youth alike can find themselves falling into debt,” states Don Murray, chairman of the Manitoba securities commission. To help prevent children from getting on a cycle of debt, parents and their kids need to have candid discussions [...]
Every Penny Counts
July 15, 2009 By Leave a Comment
A reader recently drew my attention to the fact that not all stores use the 99p tactics. He pointed out that the sales strategy of Primark, a clothes store chain in the UK is that their products are priced not just with 99p endings like other store but with endings like 23p, 57p, 78p etc [...]
State Schools Cost You £16,000 per Child
September 1, 2008 By 1 Comment
People have asked me why i lay so much emphasis on saving for your children’s college education. My answer is that I believe in giving every child a chance of being the best they can be; by being well-educated to face whatever live will throw at them. Do you know that you will spend nearly £16000 even [...]
Can You Afford To Take A Pay Cut?
August 4, 2008 By Leave a Comment
Tax firm – Tenon have been researching whether employees will be willing to accept salary cut in this current financial climate. This follows the refusal of the long-term hostess of Channel 4′s “Countdown” programme Carol Vorderman to take a 90% pay cut from her £1m salary down to £100,000!!!. 89% of the responders to the poll unsurprisingly said they would [...]
Who Wants To Be A Millionaire?
June 13, 2008 By Leave a Comment
Not Britons – it seems. According to a survey of 4500 people, £38,000 is the ideal wage that British workers said would be enough for them to live comfortably. That in my opinion might just be realistic – FOR NOW!! What happens when they stop working or can’t work anymore? Will the reduced income or [...]
A Lesson from The Ant – Proverbs 6:6-8 (AKJV)
May 16, 2008 By Leave a Comment
Proverbs 6:6-8 says “Go to the ant, you sluggard; consider her ways, and be wise: which having no guide, overseer, or ruler, provides her meat in the summer, and gathers her food in the harvest”. (AKJV) Save money each month for emergencies that may arise. If your car needs repairs suddenly, pay for them out of your [...]
Adult children are ‘sapping’ their parents’ savings
March 3, 2008 By Leave a Comment
Adult children are ‘sapping’ their parents’ savings and investments at an increasing rate of knots, as Scottish Widows reveals the position has got even worse over the past year. Over half (55%) of parents have given or loaned their children or grandchildren thousands of pounds compared to a figure of 39% last year – an [...]
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