A lot of people are queuing up to collect back their PPI premium that they paid to lenders because of lack of aequate knowledge and at the same time millions of people are folding their arms doing nothing to get their money back!!! Are you one of them?! If you’ve got or had a loan [...]
Ten Golden Rules For Debt Repayment
October 11, 2011 By Leave a Comment
Every leader needs people that will help them accomplish their goals – even leaders in family finances. After yesterday’s post i thought i should give some help in the debt repayment efforts with these Ten Golden Rules For Debt Repayment: Don’t borrow money to pay off your debts without thinking very carefully about it. If [...]
Freedom From Debt Requires Strong Leadership
October 10, 2011 By Leave a Comment
Last week i highlighted how British government ministers are finally beginning to advice the UK populace to deal with their debt but nothing will happen unless families and individual take up the ‘fight’. According to CreditAction UK the average household debt in the UK is ~ £8,042 (excluding mortgages). This figure increases to £15,466 if [...]
“Deal With Your Debt” – David Cameron
October 8, 2011 By Leave a Comment
I have always given little attention to party-political conferences in the UK but some of the utterances that came out of the Conservative Party Conference this week made me think that maybe common sense is starting to spread again in the UK. First the Chancellor of the Exchequer, George Osborne, said “We are in a debt [...]
Young Adults Wear Their Debt Like a New Tattoo
June 27, 2011 By Leave a Comment
Is there anything to be proud of about being in debt? The bread-winners of any household would tell you the answer is a resounding “No!” even though the young adults there may disagree. We already know Gen Y-ers’ reputation for lacking financial savvy is nothing new, a recent report about their attitude to debt will [...]
What’s The Big Deal About Debit Cards?
June 14, 2011 By Leave a Comment
After my blog-post yesterday, a reader sent me an email asking what was the big deal about debit cards that would warrant that post. my reply to her went something like this: Both the debit and credit cards are parts of the payment methods available to us all these days but they have differences that [...]
33% Used Credit Cards To Ease January Payday Pain
February 1, 2011 By Leave a Comment
A third of credit card holders confessed that they relied on credit cards to cover everyday living costs during January – a survey revealed this week. Even more people admitted they had used their cards to pay for grocery shopping during the month, according to the Post Office. ‘The long gap between December and January [...]
Peace On Earth … And In Your Wallet
December 23, 2010 By Leave a Comment
The spirit of Christmas is peace - peace on earth, goodwill to all men. Christmas is a time of giving and sharing with the less fortunate. Over the last 70 years commercialism of the festive period has given many the license to indulge in consumerism instead of being others-centred. People now go all-out to try [...]
ISA for children – £9000 Fees for Students
November 3, 2010 By Leave a Comment
It was announced today that universities in England will be able to charge tuition fees of up to £9,000 per year, as the government transfers much of the cost of courses from the state to students. Fees, which are currently just over £3000, will rise to £6,000 – with an upper tier of £9,000 – [...]
Students Face A £25,000 Debt Burden
August 19, 2010 By Leave a Comment
In the last few hours thousands of school leavers in the UK have been receiving their A-Level results with the hope of starting the courses they applied for at their first-choice universities next month. Along with this excitement is the prospect that these same students may be graduating in three or four years’ time with [...]
Emergency Budget
June 22, 2010 By Leave a Comment
As you might have heard, there is going to be an Emergency Budget statement in Britain later today. The Chancelleor, George Osborne said on a BBc intereview that ‘.. Britain looks itself in the face and says “We are going to deal with the bills of the past and plan for a brighter future”‘. He [...]
Beer Is Packed With Vitamins and Fibre?
June 21, 2010 By Leave a Comment
When people are bent on doing something right or wrong, they only need a reason for doing it (see my earlier post). Beer lovers are now being told – by beer makers – that beer is really good for them. Researcher revealed that when drunk in moderation, the traditional brew is one of the healthiest [...]
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