Motivation is like taking a bath; If you stop doing it, you begin to stink!”
— Zig Ziglar
The first half of of the year 2010 has now ended. We all have the opportunity look back at the last six months as well as forward to the next six.
In the last six months, do you think you have moved closer to your financial goals? If not, don’t give up. Just re-focus on your goals and not on all the negativities floating around in the world these days.
Here’s a goal you can look forward to. Did you know that eliminating the burden of consumer debt represents the equivalent of a 20% raise for the average family? Imagine what you could do with that extra income. You will most likely gain back control of your money. You will be able to focus on the future with reduced financial stress or pressure.
Spend one hour today organising your financial files to get back on track again.
If you haven’t done so, check into all of your employee benefits, and ask yourself if you are taking full advantage of them. If your employer will match the amount of money you contribute to a retirement account, contribute enough to receive the full benefit of the match.
For a change talk to your friends and family about your struggles and triumphs regarding money. See how that makes you feel and you might even learn a few things from them. To move forward financially, identify three long-term financial goals, such as buying a house, strating a business or paying for your child’s college education etc. that you will tackle after becoming debt-free.
The whole idea here is for you to re-motivate yourself and end the year in a better financial state than you began.
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